Standard session rates

Many of our clients only pay a copay — or nothing at all — when using insurance. Session fees are also eligible for payment with FSA and HSA funds.

In-network insurance partners

We accept the following insurance plans. Please note: In-network fees and out-of-pocket costs may vary based on your individual plan and benefits. Couples therapy may not be covered in-network; please call for a free consultation to see if it is covered in your case.

Out-of-network insurance benefits

We work with most insurance plans as an out-of-network provider. Depending on your plan, you may be reimbursed for part or all of your session cost. To make things easier, we can submit claims on your behalf or provide superbills for self-submission. If you have questions, we're always happy to help you navigate the process.

Income-based rates

We believe cost should not be a barrier to care. Each of our full-time therapists holds one reduced-fee slot per week as a way of giving back to the community — not just our intern option. Reduced-fee sessions are priced at 10% of your weekly income for a one-hour session. Proof of income is required, with no minimum or maximum fee. If we’re unable to accept your insurance or cost is a concern, please reach out by phone or email to ask about current availability.

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before beginning services. As a client who is uninsured or who chooses to pay out of pocket, you may request a written Good Faith Estimate at any time. The estimate will include anticipated session fees based on your planned treatment. If your actual charges are at least $400 more than the estimate, you have the right to dispute the bill.

For questions about your Good Faith Estimate or to request one, contact us at hello@caladriustherapy.com or 704-980-3082.